Home Refinancing Dubuque IA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Comunity Lending Inc
(563) 588-0999
2026 Central Ave
Dubuque, IA
 
American Trust And Savings Bank
(563) 582-1841
895 Main St
Dubuque, IA
 
Tricor Lending LLC
(563) 556-5441
500 Iowa St
Dubuque, IA
 
American Trust And Savings Bank West
(563) 583-5751
280 John F Kennedy Road
Dubuque, IA
 
Countrywide Home Loans
(563) 556-3151
3400 Asbury Road
DUBUQUE, IA
Services
Mortgage Brokers

Cherry Creek Mortgage Co Inc
(563) 690-0374
3255 Foothill Ct
Dubuque, IA
 
Dubuque Bank And Trust Company
(563) 589-2149
1398 Central Ave
Dubuque, IA
 
Cottingham And Butler Inc
(319) 583-7344
300 Stampfer Bldg P.o. Box 28
Dubuque, IA
 
Sands Mortgage CO
(563) 584-9763
3430 Dodge Street
DUBUQUE, IA
Services
Mortgage Brokers

State Central Bank LPF
(563) 583-3646
1805 John F Kennedy Road
DUBUQUE, IA
Services
Mortgage Brokers

Opinion Corner
People in Iowa shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 80%
Rent: 20%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 12%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 12%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 62%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 16%
No: 16%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 62%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 12%
Source: Survey.com