Home Refinancing Edison NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Metuchen Savings Bank
(732) 549-4452
429 Main Street
Metuchen, NJ
 
Premier Mortgage Services LLC
(732) 767-3000
272 Main St Fl 2
Metuchen, NJ
 
Security Atlantic Mortgage Co
(732) 738-7100
619A Amboy Ave
Edison, NJ
 
Pinnacle Federal Credit Union
(800) 742-5050
135 Raritan Center Parkway
Edison, NJ
 
Central Pacific Mortgage Co
(908) 753-1999
3830 Park Ave
Edison, NJ
 
Moneymae Lending Group Inc
(732) 287-8797
860 Us Highway 1 North
Edison, NJ
 
Prisma Mortgage Corp
(732) 819-7800
55 Carter Dr Ste 209
Edison, NJ
 
Resmae Mortgage Corporation
(732) 986-9510
379 Thornall St Ste 10
Edison, NJ
 
Mortgage Security Inc
(732) 738-7899
386 New Brunswick Ave
Fords, NJ
 
Bridgepoint Mortgage Company
(732) 465-9880
10 Corporate Pl S
Piscataway, NJ
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com