Home Refinancing Elizabeth NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Hogar Mortgage And Financial Services In
(908) 352-3377
332 Morris Ave
Elizabeth, NJ
Community Home Equities Corp
(908) 810-9340
1186 Liberty Avenue
Hillside, NJ
Countrywide Home Loans Inc
(718) 983-3900
260 Christopher Lane #202
Staten Island, NY
Mountain Mortgage Corp
(908) 686-7722
1903 Morris Ave
Union, NJ
Castle Home Mortgage Corp
(908) 964-0088
1600 Rt 22 East
Union, NJ
Coral Mortgage Bankers Corporation
(908) 354-7666
544 Elizabeth Ave
Elizabeth, NJ
Opteum Financial Services LLC
(908) 587-0999
812 N Wood Ave
Linden, NJ
American Fidelity Mortgage Corp
(908) 206-9130
1896 Morris Ave
Union, NJ
Omega Financial Services Inc
(908) 686-7671
1216 Stuyvesant Avenue
Union, NJ
Columbia Home Loans LLC
(908) 241-0300
1700 Galloping Hill Rd Fl 2
Kenilworth, NJ
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com