Home Refinancing Elizabethtown KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Kentucky Neighborhood Bank
(270) 735-1401
1000 North Dixie Avenue
Elizabethtown, KY
 
Guardian Mortgage LLC
(270) 505-1097
790 N Dixie Highway Suite 400
Elizabethtown, KY
 
Cecilian Bank
(502) 737-1593
1808 North Dixie Avenue
Elizabethtown, KY
 
North Central Kentucky Mortgage Services
(270) 769-0663
4000 N Dixie Hwy
Elizabethtown, KY
 
Cecilian Bank
(502) 737-1593
104 E Main Street
Cecilia, KY
 
Countrywide Mortgage Ventures LLC
(866) 217-8032
100 Chase Way Ste 4
Elizabethtown, KY
 
Magnolia Bank
(270) 765-4072
651 W Dixie
Elizabethtown, KY
 
Priority Mortgage Associates LLC
(270) 763-8111
1107 Crown Pointe Dr Ste H-1
Elizabethtown, KY
 
First Federal Savings Bank
(270) 765-2131
2323 Ring Rd
Elizabethtown, KY
 
Kentucky Neighborhood Bank
(270) 351-5626
201 E Lincoln Blvd
Radcliff, KY
 
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com