Home Refinancing Elk Grove CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home Loan Funding Inc
(916) 691-4509
1522 Pleasant Glen Way
Elk Grove, CA
 
Summit Funding Inc
(916) 691-5301
9250 Laguna Springs Blvd 113
Elk Grove, CA
 
Ark-la-tex Financial Services LLC
(916) 669-8557
5212 Jilson Way
Elk Grove, CA
 
Kh Financial Lp
(916) 714-3299
10535 E Stockton Blvd Ste K
Elk Grove, CA
 
J & L Realty Group Inc
(916) 685-8700
8925 Emerald Park Dr
Elk Grove, CA
 
Shasta Financial Services Inc
(916) 221-6843
3141 Dwight Rd
Elk Grove, CA
 
Mortgage Process Center
(916) 296-7013
5201 Laguna Oaks Dr Apt 59
Elk Grove, CA
 
First Priority Financial Inc
(916) 860-8630
8860 Williamson Dr Ste 50
Elk Grove, CA
 
Ark-la-tex Financial Services LLC
(214) 420-2700
3917 Bristlewood Way
Sacramento, CA
 
Sacramento Valley Mortgage Corp
(916) 714-1336
9701 Elk Grove Florin Rd # B
Elk Grove, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com