Home Refinancing Eugene OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Certified Financial Services Inc
(541) 338-3300
560 Country Club Pkwy Ste 100
Eugene, OR
 
Siuslaw Valley Bank
(503) 683-2400
260 Country Club Road Ste-230
Eugene, OR
 
Amstar Mortgage Corporation
(541) 345-7827
1000 Willagillespie Rd Ste 150
Eugene, OR
 
Western Mortgage Brokers Inc
(541) 341-1400
1551 Pearl St
Eugene, OR
 
Stepping Stone Mortgage Inc
(541) 683-3300
272 W 11Th Ave
Eugene, OR
 
Grandeur Financial Of Oregon Inc
(541) 345-3442
939 Willagillespie Rd
Eugene, OR
 
Bank Of America Na Charlotte
(503) 620-5653
201 E 11Th Ave Fl 2
Eugene, OR
 
Response Mortgage Services Inc
(541) 684-6461
2288 Oakmont Way
Eugene, OR
 
Home123 Corporation
(541) 342-7576
1200 Executive Pkwy Ste 100
Eugene, OR
 
Pacwest Funding Inc
(541) 681-8787
4750 Village Plaza Loop Ste 10
Eugene, OR
 
Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com