Home Refinancing Fairfax VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Presidential Bank Fsb
(703) 293-9530
10530 Warwick Ave Ste C1
Fairfax, VA
 
Wachovia Mortgage Corporation
(703) 332-2690
4035 Ridge Top Rd Ste 250
Fairfax, VA
 
Suntrust Mortgage Inc
(703) 267-0040
4020 University Dr Ste 201
Fairfax, VA
 
Pulte Mortgage LLC
(703) 934-7866
10600 Arrowhead Dr Ste 260
Fairfax, VA
 
Prosperity Mortgage Company
(703) 359-1940
11351 Random Hills Road
Fairfax, VA
 
Ryland Mortgage Co
(703) 502-5200
4100 Monument Corner Dr Ste 30
Fairfax, VA
 
Ctx Mortgage Company LLC
(703) 385-6100
11216 Waples Mill Rd Ste 102
Fairfax, VA
 
Home Mortgage Resources LLC
(703) 259-0850
11350 Random Hills Rd Ste 650
Fairfax, VA
 
Premier Mortgage Funding Inc
(703) 359-0050
3921 Old Lee Hwy Ste 71C
Fairfax, VA
 
Harbourton Mortgage Investment Corp
(703) 383-1180
10555 Main Street #250
Fairfax, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com