Home Refinancing Fairfield CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ark-la-tex Financial Services LLC
(707) 863-9999
4437 Central Pl Ste C5
Fairfield, CA
 
Aaa Worldwide Financial Company
(214) 389-5626
1984 Gentle Creek Dr
Fairfield, CA
 
Santa Clara Partners Mortgage
(707) 427-1400
1455 Oliver Road Suite-115
Fairfield, CA
 
Countrywide Home Loans Inc
(707) 432-4700
1345 Gateway Blvd
Fairfield, CA
 
Imc Funding Group Inc
(858) 541-1111
651 Beelard Drive
Vacaville, CA
 
Mortgage Process Center
(707) 421-9618
1652 W Texas St Ste 108
Fairfield, CA
 
American Pacific Mortgage
(707) 429-8585
690 E Tabor Avenue Suite D
Fairfield, CA
 
First Priority Financial Inc
(707) 432-1000
3700 Hilborn Rd Ste 700
Fairfield, CA
 
Loan Center Of California Inc
(707) 434-8083
1 Harbor Ctr Ste 188
Suisun City, CA
 
Vitek Real Estate Industries Group Inc
(707) 451-6741
412 Main Street
Vacaville, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com