Home Refinancing Fairmont WV

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wesbanco Bank Inc
(304) 842-7655
1130 Johnson Avenue
Bridgeport, WV
 
Centra Bank Inc
(304) 598-2000
900 Elmer Prince Dr
Morgantown, WV
 
First National Bank of Peterstown
(304) 753-4321
220 Market Street
FAIRMONT, WV
Services
Mortgage Brokers

Dick Moore Agency
(304) 363-5400
825 E Park Ave
Fairmont, WV
 
First Exchange Bank
(304) 367-1700
Fairmont, WV
 
Wells Fargo Bank Na
(304) 599-2983
688 Killarney Dr
Morgantown, WV
 
Uslife Credit Industrial Corporation
(304) 366-8566
Fairmont, WV
 
Wesley P. Staud Agency
(304) 363-2136
2612 Fairmont Ave
Fairmont, WV
 
American General Financial Services
(304) 366-5291
740 Fairmont Avenue
FAIRMONT, WV
Services
Mortgage Brokers

Citifinancial
(304) 366-7781
2589 Fairmont Avenue
FAIRMONT, WV
Services
Mortgage Brokers

Opinion Corner
People in West Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 0%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 50%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 100%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 0%
Source: Survey.com