Home Refinancing Farmville VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Equity-One of Virginia
(434) 392-8505
202 Clark Street # 3
FARMVILLE, VA
Services
Mortgage Brokers

Foster Insurance Agency
(434) 315-0088
715 West 3rd Street
Farmville, VA
 
Benchmark Community Bank
(434) 392-9088
1577 South Main Street
FARMVILLE, VA
Services
Mortgage Brokers

Planters Bank & Trust of Virginia
(434) 392-6850
1508 South Main Street
FARMVILLE, VA
Services
Mortgage Brokers

American Home Loans
(434) 391-3434
105 North Main Street
FARMVILLE, VA
Services
Mortgage Brokers

Accubanc Mortgage
(434) 391-9944
318 North Main Street
FARMVILLE, VA
Services
Mortgage Brokers

Town And Country Title Llc
(434) 315-0231
113 East 2nd Street
Farmville, VA
 
Planters Bank And Trust Of Virginia
(434) 392-6850
1508 South Main Street
Farmville, VA
 
Bank Of America
(434) 392-7122
201 S Main St
FARMVILLE, VA
Services
Mortgage Brokers

Colonial Farm Credit
(434) 392-3193
1700 S. Main Street
FARMVILLE, VA
Services
Mortgage Brokers

Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com