Home Refinancing Flagstaff AZ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

State Mortgage LLC
(928) 213-9959
5200 E Courtland Boulevard
Flagstaff, AZ
 
Home123 Corporation
(928) 226-8266
1300 W University Ave Ste 100
Flagstaff, AZ
 
Countrywide Home Loans Inc
(928) 774-9088
2 S Beaver St Ste 230
Flagstaff, AZ
 
Pacific Coast Mortgage Inc
(928) 213-0569
3190 S Debbie St
Flagstaff, AZ
 
Bank of America - Flagstaff Mall Branch
(928) 526-2574
4550 N Highway 89
Flagstaff, AZ
Type
Banking Center
Services
Banking Center Services: Commercial Deposits, Night Deposits
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Multi-Check Deposit, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

First Magnus Financial Corp
(928) 774-3171
2380 N Oakmont Dr Ste 1
Flagstaff, AZ
 
Moria Development Inc
(520) 556-9524
403 North Humphreys
Flagstaff, AZ
 
Wallick And Volk Inc
(800) 280-8655
320 N Leroux St Ste A
Flagstaff, AZ
 
Bank Of America
(520) 526-2574
4550 N Highway 89
FLAGSTAFF, AZ
Services
Mortgage Brokers

GMAC Mortgage
(928) 522-8599
4650 North USHighway 89
FLAGSTAFF, AZ
Services
Mortgage Brokers

Opinion Corner
People in Arizona shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 54%
Rent: 45%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 26%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 44%
I own my home outright: 11%
I have no idea: 5%
Other: 5%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 18%
No: 37%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 42%
Yes, they were significantly affected/drained: 15%
Source: Survey.com