Home Refinancing Florence SC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Wachovia Mortgage Corporation
(803) 571-2200
291 Cheves Street
Florence, SC
 
Washington Mutual Bank Fa
(843) 673-4511
2210 Enterprise Dr
Florence, SC
 
Carolina Bank
(843) 292-8484
3037 West Palmetto Street
FLORENCE, SC
Services
Mortgage Brokers

Equisource Home Mortgage
(843) 676-9900
Florence, SC
 
Robert Mclean Nationwide Insurance Agency
(843) 669-5858
106 West Laurel Street
Florence, SC
 
First Reliance Bank
(843) 674-3232
2170 W Palmetto St
Florence, SC
 
Carolina Bank And Trust
(803) 398-8417
104 Orange Street
Darlington, SC
 
Florence National Bank
(843) 664-4545
2009 Hoffmeyer Road
FLORENCE, SC
Services
Mortgage Brokers

First Consumer Mortgage Services Inc
(843) 629-8222
1947 Hoffmeyer Road
FLORENCE, SC
Services
Mortgage Brokers

Wells Fargo - Florence Main
(843) 664-4093
408 S Irby St
Florence, SC
Type
Branch
Office Hours
Mon-Thu 08:30 AM-05:00 PM
Fri 08:30 AM-06:00 PM
Sat-Sun Closed

Opinion Corner
People in South Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 86%
Rent: 13%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 25%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 36%
I own my home outright: 31%
I have no idea: 5%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 7%
I have tried but have not been successful: 46%
No: 46%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 35%
Source: Survey.com