Home Refinancing Florence SC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Reliance Bank
(843) 674-3232
2170 W Palmetto St
Florence, SC
 
Wachovia Mortgage Corporation
(803) 571-2200
291 Cheves Street
Florence, SC
 
Wells Fargo - Florence Five Points
(843) 664-4040
1900 W Palmetto St
Florence, SC
Type
Branch
Office Hours
Mon-Thu 08:30 AM-05:00 PM
Fri 08:30 AM-06:00 PM
Sat-Sun Closed

Carolina Bank
(843) 292-8484
3037 West Palmetto Street
FLORENCE, SC
Services
Mortgage Brokers

BB & T - Branches- Main
(843) 664-1010
1831 West Evans Street
FLORENCE, SC
Services
Mortgage Brokers

Washington Mutual Bank Fa
(843) 673-4511
2210 Enterprise Dr
Florence, SC
 
Carolina Bank And Trust
(803) 398-8417
104 Orange Street
Darlington, SC
 
Bank Of America
(843) 678-3271
1995 Hoffmeyer Rd
FLORENCE, SC
Services
Mortgage Brokers

National Bank of South Carolina NBSC - Offices- Florence Main
(843) 679-4400
600 West Palmetto Street
FLORENCE, SC
Services
Mortgage Brokers

Campbell William E CPA LLC
(843) 662-9700
139 Warley Street
FLORENCE, SC
Services
Mortgage Brokers

Opinion Corner
People in South Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 86%
Rent: 13%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 5%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 25%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 36%
I own my home outright: 31%
I have no idea: 5%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 7%
I have tried but have not been successful: 46%
No: 46%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 35%
Source: Survey.com