Home Refinancing Fort Smith AR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Benefit Bank
(501) 484-7000
8300 Phoenix Avenue
Fort Smith, AR
 
Amstar Mortgage Corporation
(479) 484-5300
4716 Rogers Ave
Fort Smith, AR
 
First Financial Bank
(501) 227-3516
3401 Rogers Ave Steb
Fort Smith, AR
 
Regions Bank
(479) 494-4625
723 Garrison Ave
Fort Smith, AR
 
Citizens Bank And Trust Company
(501) 474-1201
Pob 469 3110 Alma Hwy
Van Buren, AR
 
Bank Of The Ozarks
(501) 709-0900
5401 Rogers Avenue
Fort Smith, AR
 
Premier Mortgage Funding Inc
(479) 782-5959
4300 Rogers Ave Ste 31
Fort Smith, AR
 
Empire Equity Group Inc
(479) 783-8188
229 N Greenwood Ave
Fort Smith, AR
 
Central Pacific Mortgage Co
(501) 783-4400
2525 Rogers Avenue
Fort Smith, AR
 
Premier Mortgage Funding Inc
(479) 996-8300
8 West Atlanta
Greenwood, AR
 
Opinion Corner
People in Arkansas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 44%
Other: 5%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 22%
I am living paycheck to paycheck: 55%
I have eliminated some of my expenses in order to keep my home: 22%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 33%
I have some equity in my home: 55%
I own my home outright: 11%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 25%
I have tried but have not been successful: 25%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 22%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 44%
Source: Survey.com