Home Refinancing Fredericksburg VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Sandhills Bank
(540) 368-8133
520 William St
Fredericksburg, VA
 
First Mariner Bank
(540) 374-1092
2515 Fall Hill Avenue
Fredericksburg, VA
 
First Choice Mortgage-equity Corp
(540) 899-6008
809 William St Ste C
Fredericksburg, VA
 
C And F Mtg Corp
(540) 548-8855
1340 Central Park Blvd Ste 206
Fredericksburg, VA
 
Branch Banking And Trust Co
(540) 785-2519
1440 Central Park Blvd Ste 200
Fredericksburg, VA
 
1st Fredericksburg Mortgage LLC
(540) 371-0235
2217 Princess Anne St Ste 105-
Fredericksburg, VA
 
Bank Of America Na Charlotte
(540) 374-5550
1602 William St
Fredericksburg, VA
 
Sterling Mortgage Corporation
(540) 371-2423
401 William Street
Fredericksburg, VA
 
Allied Home Mortgage Capital Corporation
(540) 785-9004
107 Westwood Office Pk Ste 105
Fredericksburg, VA
 
First Horizon Home Loan Corporation
(540) 548-8898
1380 Central Park Blvd Ste 208
Fredericksburg, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com