Home Refinancing Fremont CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Executive World Corporation
(510) 354-0900
5600 Mowry School Rd Ste 308
Newark, CA
 
Bank Of America Na Charlotte
(510) 494-5482
39141 Civic Center Dr
Fremont, CA
 
Oro Real Inc
(510) 456-3100
35465 Dumbarton Ct
Newark, CA
 
Renaissance Home & Mortgage Inc
(408) 750-0001
1851 Mccarthy Blvd
Milpitas, CA
 
Baycal Financial Corporation
(408) 719-6800
1900 Mccarthy Blvd Suite 301
Milpitas, CA
 
Fremont Bank
(415) 792-2300
39150 Fremont Blvd.
Fremont, CA
 
Countrywide Home Loans Inc
(510) 744-3755
39016 Paseo Padre Parkway
Fremont, CA
 
Royal Crown Bancorp
(510) 487-6925
29400 Kohoutek Way Ste 150
Union City, CA
 
Omni Home Financing Inc
(408) 941-0077
1325 Mccandless Dr
Milpitas, CA
 
Reunion Mortgage Inc
(408) 941-8366
860 Hillview Ct Ste 300
Milpitas, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com