Home Refinancing Fresno CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Assured Financial Corporation
(209) 221-1697
725 West Shaw Avenue
Fresno, CA
 
Plaza Home Mortgage Inc
(559) 229-4996
191 W Shaw Ave
Fresno, CA
 
Countrywide Home Loans Inc
(559) 448-1300
6781 N Palm Ave Fl 1
Fresno, CA
 
Scjl Inc
(559) 438-2111
285 W Bullard Ave Ste 103
Fresno, CA
 
Countrywide Mortgage Ventures LLC
(559) 436-6197
5240 N Palm Ave
Fresno, CA
 
Oaktree Funding Corporation
(800) 429-5000
4221 N Fresno St
Fresno, CA
 
Bank Of America Na Charlotte
(559) 445-7747
2515 Fresno St
Fresno, CA
 
Ctx Mortgage Company LLC
(559) 447-3500
6425 N Palm Ave Ste 101
Fresno, CA
 
Gateway Bank Fsb
(559) 222-0444
516 W Shaw Ave Ste 105
Fresno, CA
 
Gmac Mortgage LLC
(559) 438-4622
6715 N Palm Avenue Ste 114
Fresno, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com