Home Refinancing Gainesville FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Capital City Bank
(850) 671-0695
2246 Nw 40Th Terrace Suite-A
Gainesville, FL
 
Citizens Fidelity Mortgage
(352) 372-5321
825 Nw 13Th Street
Gainesville, FL
 
Countrywide Mortgage Ventures LLC
(352) 215-6190
5200 W Newberry Road Suite D-5
Gainesville, FL
 
Premier Mortgage Funding Inc
(352) 373-5179
3620 Nw 43Rd St Ste C
Gainesville, FL
 
J And C Investment Properties Corp
(352) 335-2282
4907 Nw 43Rd St. Suite D
Gainesville, FL
 
Merchants And Southern Bank
(352) 264-7100
2040 Nw 67Th Pl
Gainesville, FL
 
First Horizon Home Loan Corporation
(352) 371-6102
3842 W Newberry Rd Ste 1H
Gainesville, FL
 
New South Federal Savings Bank
(352) 378-1666
2727 Nw 43Rd Street Suite 1
Gainesville, FL
 
Gainesville Mortgage Co Inc
(352) 376-5517
2622 Nw 43Rd St Ste B2
Gainesville, FL
 
Florida Citizens Bank
(352) 374-6843
2810-B Nw 43 Street
Gainesville, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com