Home Refinancing Gainesville GA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Suntrust Mortgage Inc
(770) 503-8693
121 Ee Butler Pkwy Fl 3
Gainesville, GA
 
Homestar Financial Corporation
(770) 503-0380
848 Jesse Jewell Pkwy Sw
Gainesville, GA
 
United Community Banks Inc
(800) 874-6742
6372 Highway 53 E
Dawsonville, GA
 
Homepoint Mortgage Group
(706) 216-6140
133 Prominence Ct Ste 240
Dawsonville, GA
 
Green Oak Mortgage LLC
(706) 658-2781
29 City Sq
Hoschton, GA
 
Suntrust Bank
(770) 503-8693
121 Ee Butler Parkway
Gainesville, GA
 
Homestar Financial Corporation
(678) 960-0561
5745 Old Winder Hwy Ste C
Braselton, GA
 
Jarvis Street Mtg And Investment
(706) 216-3264
137 Prominence Ct Ste 120
Dawsonville, GA
 
Hammond Mortgage Inc
(770) 886-6460
3250 Keith Bridge Road
Cumming, GA
 
Homebanc Mortgage Corporation
(770) 904-7200
1305 Mall Of Georgia Blvd
Buford, GA
 
Opinion Corner
People in Georgia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 67%
Rent: 29%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 10%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 29%
I have eliminated some of my expenses in order to keep my home: 29%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 21%
I have some equity in my home: 36%
I own my home outright: 18%
I have no idea: 21%
Other: 3%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 51%
I have tried but have not been successful: 18%
No: 29%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 27%
Source: Survey.com