Home Refinancing Gallup NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of America
(505) 722-8732
1006 W Aztec Ave
GALLUP, NM
Services
Mortgage Brokers

Bank of America - Banking Centers- Gallup- TSE Bonito
(505) 722-8627
State Highway 264
GALLUP, NM
Services
Mortgage Brokers

Active Investor''s Mortgage CO Inc
(505) 722-4220
210 East Aztec Avenue
GALLUP, NM
Services
Mortgage Brokers

Wells Fargo - Gallup
(505) 726-2000
300 W Aztec Ave
Gallup, NM
Type
Branch
Office Hours
Mon-Thu 09:00 AM-05:00 PM
Fri 09:00 AM-06:00 PM
Sat 09:00 AM-04:00 PM
Sun Closed

Active Investors Mortgage Co Inc
(505) 722-4220
210 East Aztec Avenue
Gallup, NM
 
Mister Money Payday Loans
(505) 726-1901
1381 Highway 491
Gallup, NM
 
Bank of America - West Aztec
(505) 722-8601
1006 West Aztec Ave.
Gallup, NM
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 8:30-5:30
Tuesday 8:30-5:30
Wednesday 8:30-5:30
Thursday 8:30-5:30
Friday 8:30-6
Saturday 9-1
Sunday Closed

Wells Fargo Bank
(505) 726-2000
300 W Aztec Ave
GALLUP, NM
Services
Mortgage Brokers

Carneyvidal Insurance Agency
(505) 863-6877
1628 South 2nd Street
Gallup, NM
 
Wells Fargo Financial
(505) 863-3881
915 Metro Ave Spc 13
GALLUP, NM
Services
Mortgage Brokers

Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com