Home Refinancing Gallup NM

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bank Of America
(505) 722-8732
1006 W Aztec Ave
GALLUP, NM
Services
Mortgage Brokers

Bank Of America Banking Centers Gallup Tse Bonito
(505) 722-8627
State Highway 264
Gallup, NM
 
Lucasvigil Insurance Agency Inc
(505) 722-4576
607 West Aztec Avenue
Gallup, NM
 
Active Investor''s Mortgage CO Inc
(505) 722-4220
210 East Aztec Avenue
GALLUP, NM
Services
Mortgage Brokers

Fast Action L.L.C.
(505) 863-9918
Gallup, NM
 
Western Bank
(505) 722-4411
307 West Aztec Avenue
GALLUP, NM
Services
Mortgage Brokers

Access Bank
(505) 722-4394
101 West Hill Avenue
GALLUP, NM
Services
Mortgage Brokers

Mister Money Payday Loans
(505) 726-1901
1381 Highway 491
Gallup, NM
 
Active Investors Mortgage Co Inc
(505) 722-4220
210 East Aztec Avenue
Gallup, NM
 
Wells Fargo Bank
(505) 726-2000
300 W Aztec Ave
GALLUP, NM
Services
Mortgage Brokers

Opinion Corner
People in New Mexico shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 57%
Rent: 42%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 25%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 75%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 33%
I own my home outright: 33%
I have no idea: 33%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 75%
Source: Survey.com