Home Refinancing Garden Grove CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Ark-la-tex Financial Services LLC
(714) 404-4335
8571 Washington Ave
Midway City, CA
 
Fidelity Bancorp Funding Inc
(714) 908-5110
5555 Garden Grove Blvd Ste 350
Westminster, CA
 
Ires Co
(714) 720-2143
8700 Warner Ave Suite 245
Fountain Valley, CA
 
Morningstar Financial Services Inc
(800) 216-6322
17011 Beach Blvd Ste 900
Huntington Beach, CA
 
Right-away Mortgage Inc
(713) 523-4263
10833 Valley View St
Cypress, CA
 
J And P Mortgage Inc
(714) 236-4710
2601 W Ball Road Suite 212
Anaheim, CA
 
Intercoastal Funding Corp
(714) 594-1414
10061 Talbert Ave Ste 102
Fountain Valley, CA
 
Countrywide Home Loans Inc
(714) 963-5525
18709 Brookhurst St
Fountain Valley, CA
 
Bank Of America Na Charlotte
(714) 892-1879
7731 Edinger Ave
Huntington Beach, CA
 
Synergy Financial Management Corp
(714) 895-7334
16152 Beach Blvd Ste 145
Huntington Beach, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com