Home Refinancing Grand Forks ND

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Alerus Financial Na
(701) 795-3200
401Demers Ave
Grand Forks, ND
 
First State Bank
(701) 746-7766
2500 32Nd Avenue South
Grand Forks, ND
 
St Class Mortgage
(701) 775-3288
2100 South Columbia Road
GRAND FORKS, ND
Services
Mortgage Brokers

Midwest Financial Mortgage CO
(701) 772-2501
2855 10th Avenue North Suite 300
GRAND FORKS, ND
Services
Mortgage Brokers

Area Community Credit Union
(701) 772-2690
Grand Forks, ND
 
Bremer Bank Na
(701) 772-5551
3100 S Columbia Rd
Grand Forks, ND
 
Economic Development Housing Auth
(218) 773-2371
610 2Nd Avenue Ne
East Grand Forks, MN
 
US Bank - Grand Forks - Downtown Office
(701) 795-6295
600 DeMers Ave
Grand Forks, ND
Drive Up Hours
Mon 08:00 am to 06:00 pm
Tue 08:00 am to 06:00 pm
Wed 08:00 am to 06:00 pm
Thur 08:00 am to 06:00 pm
Fri 08:00 am to 06:00 pm
Sat 09:00 am to 12:00 pm

Gate City Bank
(701) 792-4370
3205 South Washington Street
GRAND FORKS, ND
Services
Mortgage Brokers

River City Mortgage And Financial Llc
(651) 406-5000
305 S 4Th St
Grand Forks, ND
 
Opinion Corner
People in North Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 0%
No: 100%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 100%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 0%
Source: Survey.com