Home Refinancing Grand Forks ND

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Bremer Bank Na
(701) 772-5551
3100 S Columbia Rd
Grand Forks, ND
 
First State Bank
(701) 746-7766
2500 32Nd Avenue South
Grand Forks, ND
 
US Bank - Grand Forks - Downtown Drive-Up
(701) 795-6295
600 DeMers Ave
Grand Forks, ND
Drive Up Hours
Mon 08:00 am to 06:00 pm
Tue 08:00 am to 06:00 pm
Wed 08:00 am to 06:00 pm
Thur 08:00 am to 06:00 pm
Fri 08:00 am to 06:00 pm
Sat 09:00 am to 12:00 pm

Wells Fargo - Grand Forks Downtown
(701) 775-1660
33 S 3Rd St Ste E
Grand Forks, ND
Type
Branch
Office Hours
Mon-Fri 09:00 AM-05:00 PM
Sat-Sun Closed

United Valley Bank
(701) 772-2033
200 1st Avenue North
GRAND FORKS, ND
Services
Mortgage Brokers

Alerus Financial Na
(701) 795-3200
401Demers Ave
Grand Forks, ND
 
Economic Development Housing Auth
(218) 773-2371
610 2Nd Avenue Ne
East Grand Forks, MN
 
First State Bank
(701) 746-7766
2500 32nd Avenue South
GRAND FORKS, ND
Services
Mortgage Brokers

Choice Financial
(701) 746-6010
1697 South 42nd Street
GRAND FORKS, ND
Services
Mortgage Brokers

Wells Fargo - Grand Forks
(701) 775-1660
2610 S Columbia Rd
Grand Forks, ND
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-01:00 PM
Sun Closed

Opinion Corner
People in North Dakota shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 100%
Rent: 0%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 100%
I have some equity in my home: 0%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 0%
I have tried but have not been successful: 0%
No: 100%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 100%
Yes, they were slightly affected: 0%
Yes, they were significantly affected/drained: 0%
Source: Survey.com