Home Refinancing Grand Junction CO

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Grand Valley National Bank
(970) 241-4400
925 N 7Th St
Grand Junction, CO
 
Fairway Independent Mortgage Corporation
(970) 263-8671
605 Grand Ave
Grand Junction, CO
 
Bankers Mortgage Grand Junction
(970) 243-1919
104 Orchard Avenue
Grand Junction, CO
 
Home Loan Industrial Bank
(970) 243-6600
205 N 4Th St
Grand Junction, CO
 
Monument Realty Mortgage LLC
(970) 683-1071
603 28 1/4 Rd
Grand Junction, CO
 
Mann Mortgage LLC
(970) 255-8137
1225 N 23Rd St Ste 201
Grand Junction, CO
 
Bray Mortgage LLC
(970) 243-5906
1015 N 7Th Street
Grand Junction, CO
 
Fidelity Mortgage Company
(970) 242-7000
700 Belford Ave
Grand Junction, CO
 
Unifirst Mortgage Corp
(970) 241-4453
610 Rood Ave
Grand Junction, CO
 
American National Bank
(970) 728-4970
1199 Patterson Rd
Grand Junction, CO
 
Opinion Corner
People in Colorado shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 71%
Rent: 28%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 8%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 47%
I have eliminated some of my expenses in order to keep my home: 17%
It has not affected me: 21%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 28%
I have some equity in my home: 57%
I own my home outright: 4%
I have no idea: 9%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 35%
No: 20%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 26%
Yes, they were slightly affected: 30%
Yes, they were significantly affected/drained: 43%
Source: Survey.com