Home Refinancing Grand Rapids MI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Vanderwey Investments LLC
(616) 458-6480
89 Ionia Ave Nw Ste 200
Grand Rapids, MI
 
Mcdonald Commercial Mortgage LLC
(616) 459-4622
29 Pearl Street Nw Suite 225
Grand Rapids, MI
 
Lender Ltd
(616) 458-4500
100 Grandville Sw Suite 010
Grand Rapids, MI
 
Primelending A Plainscapital Company
(616) 949-3338
2165 Wealthy St Se
Grand Rapids, MI
 
Flagstar Bank Fsb
(616) 940-8080
5110 Cascade Rd Se
Grand Rapids, MI
 
Dreamerica Mortgage Inc
(616) 249-1853
146 Monroe Center Ste 1210
Grand Rapids, MI
 
Treadstone LLC
(616) 774-9160
25 Commerce Ave Sw Ste 100
Grand Rapids, MI
 
Providence Home Mortgage Inc
(616) 954-3930
1801 Breton Road Se Ste 101
Grand Rapids, MI
 
Eastown Mortgtage Inc
(616) 913-9005
1025 Wealthy Street Se
Grand Rapids, MI
 
Global Mortgage Inc
(616) 457-4500
2675 44Th St Sw Ste 201
Wyoming, MI
 
Opinion Corner
People in Michigan shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 29%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 30%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 41%
I have some equity in my home: 30%
I own my home outright: 19%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 34%
No: 31%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 20%
Source: Survey.com