Home Refinancing Grants Pass OR

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gateway Business Bank
(541) 471-4439
1580-A N.E. 7Th St.
Grants Pass, OR
 
Evergreen Federal Savings And Loan Assoc
(541) 479-3351
969 Se 6Th St
Grants Pass, OR
 
Redwood Financial Services Inc
(541) 218-5778
1207 Ne 7Th St
Grants Pass, OR
 
Enhance Funding Mortgage Services
(541) 479-5833
969 Southwest 6th Street
Grants Pass, OR
 
Umpqua Bank - Grants Pass
(541) 476-1401
100 Northeast Midland Avenue
GRANTS PASS, OR
Services
Mortgage Brokers

Sofcu Community Credit Union
(541) 479-2601
1551 Harbeck Rd
Grants Pass, OR
 
Professional Mortgage Group LLC
(541) 472-0332
548 Ne E St
Grants Pass, OR
 
Enhance Funding
(541) 479-5833
Grants Pass, OR
 
Washington Mutual Bank Locations Grants Pass
(541) 476-4461
1111 Grants Passage Parkway
Grants Pass, OR
 
Bank of America - Grants Pass
(541) 471-3945
735 SW 6th
Grants Pass, OR
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-2
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-5
Saturday 9-2
Sunday Closed

Opinion Corner
People in Oregon shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 52%
Rent: 36%
Other: 12%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 16%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 40%
I own my home outright: 10%
I have no idea: 20%
Other: 10%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 44%
I have tried but have not been successful: 11%
No: 44%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 40%
Yes, they were significantly affected/drained: 30%
Source: Survey.com