Home Refinancing Greensboro NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Greensboro Housing Dev Partnr Inc
(336) 373-4146
300 West Washington Street
Greensboro, NC
 
Dhi Mortgage Company Ltd
(336) 271-2778
411 Parkway Ste J
Greensboro, NC
 
Wachovia Mortgage Corporation
(336) 541-1134
333 N Greene St Ste 200
Greensboro, NC
 
First Horizon Home Loan Corporation
(336) 378-0560
800 Green Valley Rd Ste 204
Greensboro, NC
 
M And T Mortgage Corporation
(336) 272-4101
800 Green Valley Rd
Greensboro, NC
 
Family First Mortgage Corp
(336) 389-9708
301 S Elm St Ste 315-318
Greensboro, NC
 
Elm Street Mortgage Services
(336) 510-4444
1103 North Elm Street
Greensboro, NC
 
James Seramba
701 Green Valley Road
Greensboro, NC
Company
Title: Managing Partner
Company: Grey Oak Wealth Management
Type
Investment Advisor Rep: Yes
Education
United States Military Academy BS 1986
Wake Forest University MBA 1999
Years Experience
Years Experience: 14
Service
Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Hourly Financial Planning Engagements,Reverse Mortgage,Disability Insurance,Retirement Planning,Real Estate Investment Planning,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management Planning,Retirement Income Distribution Planning,Education Funding & Financial Aid Planning,Alternative Investments,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Busines

Data Provided by:
Carolina Bank
(336) 288-1898
2604 Lawndale Drive
Greensboro, NC
 
Branch Banking And Trust Co
(336) 433-4350
625 Green Valley Rd
Greensboro, NC
 
Data Provided by:
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com