Home Refinancing Hampton VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Meridias Capital Inc
(757) 850-6640
2021 Cunningham Dr
Hampton, VA
 
Suntrust Mortgage Inc
(757) 873-7855
2100 Executive Dr Fl 2
Hampton, VA
 
Old Point National Bank
(757) 728-1200
1 West Mellen St
Hampton, VA
 
Mortgage Source Inc
(757) 490-3912
749 J Clyde Morris Blvd Ste A
Newport News, VA
 
Resource Bank
(757) 873-0435
735 Thimble Shoals Blvd. #170A
Newport News, VA
 
Tidewater Mortgage Services Inc
(757) 265-2436
1814 Todds Ln Ste E
Hampton, VA
 
Allied Home Mortgage Capital Corporation
(757) 722-6800
19 E Mellen St
Hampton, VA
 
Intercoastal Mortgage LLC
(252) 435-6262
11024 Warwick Blvd
Newport News, VA
 
Branch Banking And Trust Co
(757) 873-6001
737 J Clyde Morris Blvd
Newport News, VA
 
New South Federal Savings Bank
(757) 873-0550
11790 Jefferson Ave Ste 202
Newport News, VA
 
Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com