Home Refinancing Harrisonburg VA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Home Loan Corporation
(540) 433-7140
733 E Market St Ste A
Harrisonburg, VA
 
First Greensboro Home Equity Inc
(540) 438-5800
4090 Evelyn Byrd Ave
Harrisonburg, VA
 
Countrywide Home Loans Inc
(540) 432-1536
410 Neff Ave Ste 275
Harrisonburg, VA
 
Metrocities Mortgage LLC
(540) 438-9900
1971 Evelyn Byrd Ave Ste H
Harrisonburg, VA
 
Wells Fargo - Valley Mall
(540) 433-8383
2005 E Market St
Harrisonburg, VA
Type
Branch
Office Hours
Mon-Thu 08:30 AM-05:00 PM
Fri 08:30 AM-06:00 PM
Sat 09:00 AM-12:00 PM
Sun Closed

Suntrust Mortgage Inc
(703) 568-1056
370F Neff Avenue
Harrisonburg, VA
 
Fnb Southeast
(540) 434-2062
440 South Main Street
Harrisonburg, VA
 
Ctx Mortgage Company LLC
(540) 564-0202
2342-B Bluestone Hills Dr.
Harrisonburg, VA
 
Valley Broker Services Inc
(540) 442-8583
370 Neff Ave Ste A
Harrisonburg, VA
 
First Citizens Bank - Departments- Mortgage Lending
(540) 574-2796
2393 South Main Street
HARRISONBURG, VA
Services
Mortgage Brokers

Opinion Corner
People in Virginia shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 30%
Other: 9%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 12%
It has not affected me: 40%
Other: 8%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 8%
I have some equity in my home: 60%
I own my home outright: 8%
I have no idea: 24%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 43%
I have tried but have not been successful: 21%
No: 34%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 58%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 12%
Source: Survey.com