Home Refinancing Hayward CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Royal Crown Bancorp
(510) 487-6925
29400 Kohoutek Way Ste 150
Union City, CA
 
Frontier Mortgage Corporation
(510) 895-5969
1801 East 14Th Street
San Leandro, CA
 
Executive World Corporation
(510) 354-0900
5600 Mowry School Rd Ste 308
Newark, CA
 
Priority Mortgage Corp
(925) 829-5620
6541 Regional St
Dublin, CA
 
Silver State Financial Srvcs
(925) 201-4000
5000 Hopyard Road Suite 310
Pleasanton, CA
 
Countrywide Home Loans Inc
(510) 727-2656
4055 East Castro Valley Blvd
Castro Valley, CA
 
Gateway Bank Fsb
(510) 667-0475
2306 Merced Street
San Leandro, CA
 
Oro Real Inc
(510) 456-3100
35465 Dumbarton Ct
Newark, CA
 
Jb Mortgage Market Inc
(925) 829-6550
7001 Village Parkway
Dublin, CA
 
Tbi Mortgage Company
(925) 314-3123
100 Park Pl Ste 135
San Ramon, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com