Home Refinancing Hickory NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Granite Mortgage Inc
(828) 345-6850
315 1St Ave Nw Ste 101
Hickory, NC
 
Sidus Financial LLC
(828) 323-8700
1073 13Th St Se
Hickory, NC
 
Parkway Bank
(828) 758-1414
509 Wilkesboro Blvd Ne
Lenoir, NC
 
Wr Starkey Mortgage Llp
(828) 324-5553
1333 2Nd St Ne
Hickory, NC
 
Wells Fargo - Highland
(828) 323-2271
1811 12Th Ave Ne
Hickory, NC
Type
Branch
Office Hours
Mon-Wed 09:00 AM-05:00 PM
Thu 09:00 AM-06:00 PM
Fri 09:00 AM-05:00 PM
Sat-Sun Closed

Branch Banking And Trust Co
(828) 304-5009
106 2Nd St Nw
Hickory, NC
 
Peoples Bank
(828) 464-5620
518 West C Street
Newton, NC
 
SunTrust Bank
(828) 431-4615
1625 North Center Street
Hickory, NC
Type
ATM, Branch, Commercial Center, Mortgage Office, Investment Center, Drive-Thru
Office Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-6 Weekend:
Drive Up Hours
Monday: 9-5
Tuesday: 9-5
Wednesday: 9-5
Thursday: 9-5
Friday: 9-6 Weekend:

Bank of America - Hickory Main
(828) 326-1200
205 Second Street NW
Hickory, NC
Type
Banking Center
Services
Banking Center Services: Change Order, Commercial Deposits, Night Deposits, Drive Up
Outdoor ATM Services: Open 24 Hours, Talking ATM, Braille, Accepts Deposits, Drive Up, Deposit Image
Languages
English, Spanish, Chinese, Korean, French, Russian, Portuguese
Office Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed
Drive Up Hours
Monday 9-5
Tuesday 9-5
Wednesday 9-5
Thursday 9-5
Friday 9-6
Saturday 9-1
Sunday Closed

BB & T
(828) 304-5009
Hickory, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com