Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
 
Stanton Mortgage Inc
(808) 935-3334
75-5660 Kopiko Street
HILO, HI
Services
Mortgage Brokers

Mortgage Network Inc
(808) 934-9333
14 Holomua Street
HILO, HI
Services
Mortgage Brokers

Hawaii National Bank Hilo Branch
(808) 935-8551
30 Kalakaua Street
Hilo, HI
 
National Pacific Mortgage
(808) 935-7500
577 Kinoole
HILO, HI
Services
Mortgage Brokers

Aloha Island Mortgage LLC
(808) 933-2799
27 Lono St
HILO, HI
Services
Mortgage Brokers

Family Financial Center
(808) 935-6811
427 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Allstate Insurancealan A. Oda
(808) 935-3360
282 Ululani St
Hilo, HI
 
First American Title Company Inc. Hilo Branch
(808) 961-3775
120 Pauahi Street
Hilo, HI
 
Primerica Financial Services
(808) 933-1398
586 Kanoelehua Avenue # 300
HILO, HI
Services
Mortgage Brokers

Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com