Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
 
Territorial Savings Bank
(808) 935-3952
315 Makaala Street
HILO, HI
Services
Mortgage Brokers

Island Title Hilo Branch
(808) 969-1541
688 Kinoole Street Suite 121
Hilo, HI
 
American General Financial Services of Hawaii Inc
(808) 934-9445
395 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Primerica Financial Services
(808) 933-1398
586 Kanoelehua Avenue # 300
HILO, HI
Services
Mortgage Brokers

National Pacific Mortgage
(808) 935-7500
577 Kinoole
HILO, HI
Services
Mortgage Brokers

Family Mortgage Company of Hawaii Inc
(808) 935-0678
762 Kanoelehua Avenue
HILO, HI
Services
Mortgage Brokers

Big Island Federal Credit Union Hilo Branch
(808) 935-9778
66 Lono Street
Hilo, HI
 
Star Financial
(808) 933-7827
965 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

First Hawaiian Bank
(808) 327-4443
Hilo, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com