Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
 
Island Community Lending Hawihistoric Downtown
(808) 889-5589
500 Manono Street Suite 103
Hilo, HI
 
Mortgage Network Inc
(808) 934-9333
14 Holomua Street
HILO, HI
Services
Mortgage Brokers

Central Pacific Bank Hilo Branch
(808) 935-5251
525 Kilauea Avenue
Hilo, HI
 
Hawaii National Bank Hilo Branch
(808) 935-8551
30 Kalakaua Street
Hilo, HI
 
Amber Financial Group LLC
(808) 935-4006
525 Kilauea Avenue Suite 201A
HILO, HI
Services
Mortgage Brokers

Central Pacific Homeloans
(808) 557-1030
525 Kilauea Ave
Hilo, HI
 
Wells Fargo Home Mortgage
(808) 935-3953
856 Kilauea Ave
HILO, HI
Services
Mortgage Brokers

Fidelity National Title
(808) 935-0909
1255 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Tmbg Inc
(808) 217-9238
688 Kinoole St Ste 107
Hilo, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com