Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
American General Financial Services of Hawaii Inc
(808) 934-9445
395 Kilauea Avenue
Mortgage Brokers

National Pacific Mortgage
(808) 935-7500
577 Kinoole
Mortgage Brokers

Allstate Insurancealan A. Oda
(808) 935-3360
282 Ululani St
Hilo, HI
Tmbg Inc
(808) 217-9238
688 Kinoole St Ste 107
Hilo, HI
Island Community Lending Hawihistoric Downtown
(808) 889-5589
500 Manono Street Suite 103
Hilo, HI
First Hawaiian Bank
(808) 327-4443
Hilo, HI
Big Island Federal Credit Union Hilo Branch
(808) 935-9778
66 Lono Street
Hilo, HI
Finance Factors Hilo Mortgage Center
(808) 933-3501
427 Kilauea Avenue
Hilo, HI
Fidelity National Title
(808) 935-0909
1255 Kilauea Avenue
Mortgage Brokers

Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com