Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
 
Credit Union Hawaii Federal Credit Union
(808) 933-6700
476 Hinano Street
HILO, HI
Services
Mortgage Brokers

Central Pacific Bank Hilo Branch
(808) 935-5251
525 Kilauea Avenue
Hilo, HI
 
Fidelity National Title
(808) 935-0909
1255 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Amera Mortgage Corporation
(808) 935-6711
1438 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Citifinancial Hilo Branch
(808) 961-3431
315 Makaala Street Suite 112
Hilo, HI
 
Aloha Island Mortgage LLC
(808) 933-2799
27 Lono St
HILO, HI
Services
Mortgage Brokers

Pacific Mortgage And Loan
(808) 935-2100
Po Box 4311
Hilo, HI
 
Stanton Mortgage Inc
(808) 935-3334
75-5660 Kopiko Street
HILO, HI
Services
Mortgage Brokers

Island Home Loans
(808) 961-0605
110 Kinoole Street
HILO, HI
Services
Mortgage Brokers

Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com