Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
First Hawaiian Bank
(808) 327-4443
Hilo, HI
Island Title Hilo Branch
(808) 969-1541
688 Kinoole Street Suite 121
Hilo, HI
American General Financial Services of Hawaii Inc
(808) 934-9445
395 Kilauea Avenue
Mortgage Brokers

Pacific Mortgage And Loan
(808) 935-2100
Po Box 4311
Hilo, HI
Citifinancial Hilo Branch
(808) 961-3431
315 Makaala Street Suite 112
Hilo, HI
Primerica Financial Services
(808) 933-1398
586 Kanoelehua Avenue # 300
Mortgage Brokers

Wells Fargo Home Mortgage
(808) 935-3953
856 Kilauea Ave
Mortgage Brokers

Credit Union Hawaii Federal Credit Union
(808) 933-6700
476 Hinano Street
Mortgage Brokers

Central Pacific Homeloans
(808) 557-1030
525 Kilauea Ave
Hilo, HI
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com