Home Refinancing Hilo HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Amera Mortgage Corporation
(808) 935-6711
29 Shipman St Ste 102
Hilo, HI
 
First Hawaiian Bank
(808) 327-4443
Hilo, HI
 
Tmbg Inc
(808) 217-9238
688 Kinoole St Ste 107
Hilo, HI
 
Wells Fargo Financial
(808) 935-5241
266 Waianuenue Ave
HILO, HI
Services
Mortgage Brokers

Credit Union Hawaii Federal Credit Union
(808) 933-6700
476 Hinano Street
HILO, HI
Services
Mortgage Brokers

Stanton Mortgage Inc
(808) 935-3334
75-5660 Kopiko Street
HILO, HI
Services
Mortgage Brokers

Big Island Federal Credit Union Hilo Branch
(808) 935-9778
66 Lono Street
Hilo, HI
 
Primerica Financial Services
(808) 933-1398
586 Kanoelehua Avenue # 300
HILO, HI
Services
Mortgage Brokers

Fidelity National Title
(808) 935-0909
1255 Kilauea Avenue
HILO, HI
Services
Mortgage Brokers

Island Home Loans
(808) 961-0605
110 Kinoole Street
HILO, HI
Services
Mortgage Brokers

Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com