Home Refinancing Holland MI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Republic Bank
(616) 395-2585
100 East 8Th St Ste. 100
Holland, MI
 
Great Northern Financial Corp
(616) 335-9054
6439 Sand Castle View
Holland, MI
 
The Bank Of Holland
(616) 234-1918
150 Central Ave
Holland, MI
 
Mortgage House Inc
(616) 392-2290
603 E 16Th St
Holland, MI
 
Ark-la-tex Financial Services LLC
(616) 772-0464
2365 Valarie Dr
Zeeland, MI
 
Flagstar Bank Fsb
(616) 394-0772
833 E 16Th St
Holland, MI
 
First Magnus Financial Corp
(616) 355-0505
115 Clover St Ste 301
Holland, MI
 
Paragon Bank And Trust
(616) 394-9600
240 East 8Th Street
Holland, MI
 
Macatawa Bank
(616) 393-0583
10753 Macatawa Dr
Holland, MI
 
West Michigan Community Bank
(616) 669-1280
3467 Kelly Street
Hudsonville, MI
 
Opinion Corner
People in Michigan shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 29%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 7%
I have had to downgrade my home: 10%
I am living paycheck to paycheck: 30%
I have eliminated some of my expenses in order to keep my home: 25%
It has not affected me: 27%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 41%
I have some equity in my home: 30%
I own my home outright: 19%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 34%
No: 31%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 46%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 20%
Source: Survey.com