Home Refinancing Hollister CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

U.s. Financial Mortgage Corporation
(831) 634-2950
330 Tres Pinos Rd Ste B5
Hollister, CA
Central Coast Home Loans
(831) 663-0391
7901 San Miguel Canyon Road
Prunedale, CA
Ark-la-tex Financial Services LLC
(831) 262-6837
17048 Arriba Way
Salinas, CA
Gmac Mortgage LLC
(831) 422-9213
414 S. Main Street
Salinas, CA
Bank Of America Mortgage
(831) 636-2240
320 San Benito St
Mortgage Brokers

Santa Cruz Mortgage
(831) 757-2711
1135 Westridge Parkway
Salinas, CA
Home123 Corporation
(831) 442-7200
1880 N Main St Ste 350
Salinas, CA
American Pacific Mortgage
(831) 784-6860
60 W Market St Ste 110
Salinas, CA
Amerifund Financial Inc
(831) 751-7333
344 Salinas St Ste 104
Salinas, CA
Capitol Trust Mortgage
(831) 634-0832
581 McCray Street
Mortgage Brokers

Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com