Home Refinancing Honolulu HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Central Pacific Homeloans
(808) 356-4000
201 Merchant Street Ste 1700
Honolulu, HI
 
Homestreet Bank
(808) 596-0343
1221 Kapiolani Blvd Suite 644
Honolulu, HI
 
Territorial Savings Bank
(808) 951-1400
1132 Bishop St Suite 2200
Honolulu, HI
 
Hawaiian Community Assets Inc
(808) 587-7886
900 Fort Street Mall Suite 930
Honolulu, HI
 
New Century Mortgage Corp
(808) 550-2300
841 Bishop St Ste 725
Honolulu, HI
 
Countrywide Home Loans Inc
(808) 275-8900
55 Merchant St Suite 1600
Honolulu, HI
 
Charter Capital Corporation
(808) 543-8324
7 Waterfront Plaza Ste 400-500
Honolulu, HI
 
Senior Freedom Corp
(808) 232-6735
500 Ala Moana Blvd Ste 7-513
Honolulu, HI
 
Wells Fargo Home Motgage Hi LLC
(808) 946-8832
1357 Kapiolani Blvd Suite 910
Honolulu, HI
 
Colorado Federal Savings Bank
(808) 566-0505
201 Merchant Street Suite-1800
Honolulu, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com