Home Refinancing Honolulu HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

First Magnus Financial Corp
(808) 521-1301
201 Merchant St Ste 19011950
Honolulu, HI
 
Mortgageit Inc
(808) 547-2310
55 Merchant St Ste 2810
Honolulu, HI
 
Wells Fargo Bank Na
(808) 952-5000
1357 Kapiolani Blvd Ste 925
Honolulu, HI
 
Golden Empire Mortgage Inc
(808) 791-1007
201 Merchant St Ste 2230
Honolulu, HI
 
Financial Mortgage Usa Inc
(808) 591-2000
711 Kapiolani Blvd Ste 1410
Honolulu, HI
 
First Hawaiian Bank
(808) 525-8722
999 Bishop St Fl 7
Honolulu, HI
 
Countrywide Home Loans Inc
(808) 275-8900
55 Merchant St Suite 1600
Honolulu, HI
 
Charter Capital Corporation
(808) 543-8324
7 Waterfront Plaza Ste 400-500
Honolulu, HI
 
Colorado Federal Savings Bank
(808) 566-0505
201 Merchant Street Suite-1800
Honolulu, HI
 
Countrywide Mortgage Ventures LLC
(808) 275-2043
55 Merchant St Ste 162
Honolulu, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com