Home Refinancing Hopkinsville KY

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Pennyrile Area Devel District
(502) 886-9484
300 Hammond Drive
Hopkinsville, KY
 
Mckissick Mortgage Inc
(270) 885-0207
1226 C Skyline Drive
Hopkinsville, KY
 
Branch Banking And Trust Co
(270) 887-2274
1002 S Virginia St
Hopkinsville, KY
 
Elkton Bank And Trust Company
(270) 265-9841
Public Square
Elkton, KY
 
U S Bank Home Mortgage
(270) 889-0393
1101 South Main Street
HOPKINSVILLE, KY
Services
Mortgage Brokers

Heritage Bank
(270) 885-1171
2700 Fort Campbell Blvd
Hopkinsville, KY
 
Planters Bank Inc
(270) 886-9030
1312 South Main Street
Hopkinsville, KY
 
Ft Campbell Federal Credit Union
(931) 431-6800
5668 Wickham Ave
Fort Campbell, KY
 
Bb And T Hopkinsville Main
(270) 887-2265
1002 South Virginia Street
Hopkinsville, KY
 
Allstate
(270) 707-0404
4447 Canton Pike
Hopkinsville, KY
 
Opinion Corner
People in Kentucky shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 40%
Other: 10%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 60%
I have eliminated some of my expenses in order to keep my home: 10%
It has not affected me: 30%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 50%
I own my home outright: 10%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 11%
I have tried but have not been successful: 22%
No: 66%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 30%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 20%
Source: Survey.com