Home Refinancing Houston TX

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Mth Lending Group Lp
(713) 802-2100
550 Westcott St Ste 460
Houston, TX
 
Silverstone Mortgage Inc
(713) 626-0700
19 S Briar Hollow Ln Ste 210
Houston, TX
 
Asset Mortgage Corporation
(713) 869-5550
1111 North Loop West Suite 711
Houston, TX
 
Encore Bank
(713) 787-3100
9 E Greenway Plz Ste 1000
Houston, TX
 
Cornerstone Mortgage Company
(713) 621-4663
1177 West Loop S Ste 200
Houston, TX
 
Ark-la-tex Financial Services LLC
(214) 420-2700
1219 S Shepherd Dr
Houston, TX
 
Suntrust Mortgage Inc
(713) 802-2891
1225 North Loop W Ste 909
Houston, TX
 
Southwest Funding Lp
(713) 864-4777
1308 Lawrence St
Houston, TX
 
Whitney National Bank
(504) 838-6300
5115 Main
Houston, TX
 
Secure Financial Services
(713) 355-9955
2500 West Loop S Ste 250
Houston, TX
 
Opinion Corner
People in Texas shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 31%
Other: 3%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 32%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 51%
I own my home outright: 16%
I have no idea: 17%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 25%
No: 45%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 42%
Yes, they were slightly affected: 32%
Yes, they were significantly affected/drained: 24%
Source: Survey.com