Home Refinancing Huntsville AL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

America's Home Mortgage LLC
(256) 883-9596
2227 Drake Avenue Suite 8
Huntsville, AL
 
Ark-la-tex Financial Services LLC
(256) 895-9551
2622 Jordan Ln Nw
Huntsville, AL
 
Countrywide Home Loans Inc
(256) 534-5225
919 Merchants Walk
Huntsville, AL
 
Renasant Bank
(256) 882-5525
4245 Balmoral Drive Sw
Huntsville, AL
 
Wachovia Mortgage Corporation
(256) 551-4127
409 Madison St Se
Huntsville, AL
 
Shore Financial Services Inc
(800) 678-6663
555 Sparkman Dr Nw Ste 802G
Huntsville, AL
 
Central Pacific Mortgage Co
(256) 533-6789
922 Merchants Walk Ste D
Huntsville, AL
 
Synovus Mortgage Corp
(256) 288-4322
4650 Whitesburg Dr S
Huntsville, AL
 
Megastar Financial Corp
(256) 551-0797
2315 Market Pl Sw Ste B
Huntsville, AL
 
First Magnus Financial Corp
(256) 885-1775
700 Airport Rd Sw
Huntsville, AL
 
Opinion Corner
People in Alabama shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 70%
Rent: 30%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 21%
I am living paycheck to paycheck: 28%
I have eliminated some of my expenses in order to keep my home: 28%
It has not affected me: 21%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 7%
I have some equity in my home: 71%
I own my home outright: 7%
I have no idea: 14%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 30%
I have tried but have not been successful: 38%
No: 30%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 50%
Yes, they were slightly affected: 14%
Yes, they were significantly affected/drained: 35%
Source: Survey.com