Home Refinancing Independence MO

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

American Sterling Bank
(949) 616-1157
11206 E 24Th St S
Independence, MO
 
Ark-la-tex Financial Services LLC
(214) 420-2700
18811 E Valley View Pkwy
Independence, MO
 
Allied Mortgage Group Inc
(816) 252-5606
3675 S Noland Rd Suite 300
Independence, MO
 
Producers Mortgage Corporation
(816) 842-1039
127 W 10Th St Ste 101
Kansas City, MO
 
First Financial Lending Group Inc
(816) 358-3330
5600 Raytown Rd
Raytown, MO
 
Amstar Mortgage Corporation
(816) 373-3232
4220 South Hocker Suite 100
Independence, MO
 
Premier Mortgage Funding Inc
(816) 743-9500
11004 E 40 Highway Suite 142
Independence, MO
 
Clarence A Marshall Mortgage
(816) 472-0044
10200 E. 63Rd Tr
Raytown, MO
 
Signature Mortgage Group LLC
(816) 221-4900
315 Delaware St
Kansas City, MO
 
Meridias Capital Inc
(816) 268-4025
3171 Ne Carnegie Dr
Lees Summit, MO
 
Opinion Corner
People in Missouri shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 61%
Rent: 35%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 8%
I am living paycheck to paycheck: 50%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 16%
I have some equity in my home: 62%
I own my home outright: 12%
I have no idea: 8%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 38%
I have tried but have not been successful: 23%
No: 38%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 45%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 25%
Source: Survey.com