Home Refinancing Indianapolis IN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Prime Mortgage Usa Inc
(317) 396-5520
1811 N Meridian St
Indianapolis, IN
 
Regions Bank
(317) 221-6022
1 Indiana Sq # 105
Indianapolis, IN
 
First Indiana Bank
(317) 269-1345
135 N Pennsylvania Stgtc 942
Indianapolis, IN
 
United Security Financial
(801) 262-2600
222 East Ohio Street
Indianapolis, IN
 
Indiana Housings Finance Auth
(317) 232-7777
115 W Washington St Ste 1350
Indianapolis, IN
 
Eli Lilly Federal Credit Union
(800) 621-2105
225 South East St Ste 300
Indianapolis, IN
 
Fifth Third Bank
(317) 383-2921
251 N Illinois St
Indianapolis, IN
 
Veterans Adm Loan Guar Div
(317) 226-7810
575 N Pennsylvania Street
Indianapolis, IN
 
Slm Financial Corp
(317) 849-6510
30 S Meridian St
Indianapolis, IN
 
National City Bank
(707) 569-9500
201 South Capitol Avenue
Indianapolis, IN
 
Opinion Corner
People in Indiana shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 56%
Rent: 40%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 52%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 14%
Other: 9%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 19%
I have some equity in my home: 47%
I own my home outright: 14%
I have no idea: 19%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 22%
I have tried but have not been successful: 44%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 23%
Yes, they were slightly affected: 33%
Yes, they were significantly affected/drained: 42%
Source: Survey.com