Home Refinancing Irvine CA

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Allstate Home Loans Inc
(949) 250-6300
5 Corporate Park Suite 100
Irvine, CA
 
Bravo Credit Corporation
(866) 405-1455
1733 Alton Pkwy Ste 200
Irvine, CA
 
Dhi Mortgage Company Ltd
(949) 475-1703
16735 Von Karman Ave Ste 200
Irvine, CA
 
Home Loan Funding Inc
(949) 679-4600
16808 Armstrong Ave
Irvine, CA
 
Mc Funding Inc
(949) 442-7934
20 Corporate Park Ste 175
Irvine, CA
 
First Street Financial Inc
(949) 474-8400
7 Corporate Park Suite 200
Irvine, CA
 
Nationsfirst Lending Inc
(949) 440-6524
30 Corporate Park Ste 455
Irvine, CA
 
Ecc Capital Corporation
(949) 856-4884
1833 Alton Parkway Ste 100
Irvine, CA
 
Encore Credit Corp
(949) 856-4884
1833 Alton Parkway
Irvine, CA
 
Innovative Mortgage Capital LLC
(949) 861-4200
121 Innovation Dr Ste 200
Irvine, CA
 
Opinion Corner
People in California shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 53%
Rent: 43%
Other: 2%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 9%
I am living paycheck to paycheck: 27%
I have eliminated some of my expenses in order to keep my home: 30%
It has not affected me: 19%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 20%
I have some equity in my home: 48%
I own my home outright: 14%
I have no idea: 14%
Other: 1%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 34%
I have tried but have not been successful: 31%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 34%
Yes, they were significantly affected/drained: 25%
Source: Survey.com