Home Refinancing Jackson TN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Citizens Home Loan Inc
(731) 234-4590
250-23 Parkway Suite 23
Jackson, TN
 
First South Bank
(901) 668-2265
1862 Highway 45 Bypass
Jackson, TN
 
Franklin American Mortgage Co
(731) 660-4550
200 Stonebridge Blvd Ste D
Jackson, TN
 
American Home Mortgage Corp
(731) 660-1000
7-C Stonebridge Blvd
Jackson, TN
 
First State Bank
(731) 984-6300
2796 N Highland Ave Ste Cd
Jackson, TN
 
Wells Fargo Bank Na
(731) 664-6064
464 N Parkway
Jackson, TN
 
Amstar Mortgage Corporation
(731) 660-0720
250 N Parkway Ste 27
Jackson, TN
 
Community Bank
(731) 664-1198
3200 N Highland Ave
Jackson, TN
 
Synergy Financial Management Corp
(731) 660-4029
2112 Hollywood Suite-12
Jackson, TN
 
Champion Mortgage LLC
(731) 984-7620
3021 Hwy 45 By Pass Suite 107
Jackson, TN
 
Opinion Corner
People in Tennessee shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 30%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 6%
It has not affected me: 40%
Other: 6%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 73%
I own my home outright: 0%
I have no idea: 20%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 42%
I have tried but have not been successful: 21%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 57%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 14%
Source: Survey.com