Home Refinancing Jacksonville FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Equity Mortgage Group Inc
(904) 398-6220
3632 Gallion Road
Jacksonville, FL
 
Wachovia Mortgage Corporation
(904) 798-6915
1301 Riverplace Blvd Ste 300
Jacksonville, FL
 
Suntrust Bank
(904) 632-2835
200 W. Forsyth Street
Jacksonville, FL
 
Bisbee Baldwin Mortgage Co
(904) 353-6411
341 West Forsyth St.
Jacksonville, FL
 
Darden Financial Services Lp
(904) 394-4990
6867 Southpoint Pkwy Ste 108B
Jacksonville, FL
 
Lender Ltd
(904) 399-1528
725 Old Hickory Rd
Jacksonville, FL
 
Countrywide Home Loans Inc
(904) 448-9330
5619 San Jose Boulevard
Jacksonville, FL
 
First Florida Credit Union
(904) 359-6800
500 W 1St St
Jacksonville, FL
 
Boriss Home Mortgage Inc
(904) 381-1199
2330 Oak St
Jacksonville, FL
 
American Home Funding Inc
(904) 332-6808
4215 Southpoint Blvd Ste 190
Jacksonville, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com