Home Refinancing Jacksonville NC

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Countrywide Home Loans Inc
(910) 346-3141
3220 Henderson Drive Ext
Jacksonville, NC
 
Coastal Mortgage Corporation
(910) 577-5000
1935 B Lejeune Blvd.
Jacksonville, NC
 
Information Sales & Management Company
(910) 938-1864
PO Box712
JACKSONVILLE, NC
Services
Mortgage Brokers

Innovative Mortgage Services
(828) 874-1700
152 Main Street East
JACKSONVILLE, NC
Services
Mortgage Brokers

21st Century Mortgage Company
(919) 570-6513
105 South Main Street
JACKSONVILLE, NC
Services
Mortgage Brokers

Atlantic Bay Mortgage Group LLC
(910) 346-4315
825 Gum Branch Rd Ste 124
Jacksonville, NC
 
Family First Mortgage Corp
(910) 346-5650
825 Gum Branch Rd Ste 119
Jacksonville, NC
 
Information Sales And Management Company
(910) 938-1864
Po Box712
Jacksonville, NC
 
Innovative Mortgage Corporation
(910) 486-8900
6729 Irongate Drive
JACKSONVILLE, NC
Services
Mortgage Brokers

Banc Of America Investment Services Inc
(910) 355-4280
1726 Country Club Rd
Jacksonville, NC
 
Opinion Corner
People in North Carolina shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 60%
Rent: 32%
Other: 6%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 11%
I have had to downgrade my home: 5%
I am living paycheck to paycheck: 37%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 20%
Other: 5%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 12%
I have some equity in my home: 61%
I own my home outright: 22%
I have no idea: 3%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 45%
I have tried but have not been successful: 20%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 29%
Yes, they were significantly affected/drained: 38%
Source: Survey.com