Home Refinancing Jersey City NJ

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

East West Mortgage Company
(201) 526-1000
1 Exchange Place Suite-710
Jersey City, NJ
 
Provident Bank
(201) 915-5546
830 Bergen Avenue
Jersey City, NJ
 
Southern Star Mortgage Corp
(877) 868-5959
29 Van Reypen St
Jersey City, NJ
 
Aurora Financial Group Inc
(201) 610-0222
117 Washington St
Hoboken, NJ
 
Summit Mortgage Bankers Inc
(212) 608-5588
18 Bowery
New York, NY
 
Gmac Mortgage LLC
(201) 435-4622
236A Newark Avenue
Jersey City, NJ
 
First Second Mortgage Co Of Nj
(201) 333-8922
449 W Side Ave
Jersey City, NJ
 
First Magnus Financial Corp
(520) 618-9511
50 Harrison St Ste 318
Hoboken, NJ
 
Liberty 1st Mortgage LLC
(201) 386-0660
50 Harrison St Ste 311
Hoboken, NJ
 
Bank Of New York
(212) 815-3087
101 Barclay Street 8W
New York, NY
 
Opinion Corner
People in New Jersey shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 59%
Rent: 32%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 6%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 36%
I have eliminated some of my expenses in order to keep my home: 18%
It has not affected me: 27%
Other: 4%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 26%
I have some equity in my home: 51%
I own my home outright: 7%
I have no idea: 9%
Other: 4%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 29%
I have tried but have not been successful: 43%
No: 27%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 32%
Yes, they were slightly affected: 46%
Yes, they were significantly affected/drained: 20%
Source: Survey.com