Home Refinancing Johnson City TN

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Advanced Mortgage Services Inc
(423) 926-5614
206 Wesley St
Johnson City, TN
 
American Mortgage Co Of Ky LLC
(423) 433-6320
110 E Mountcastle Drive Ste 4
Johnson City, TN
 
State Of Franklin Savgs Bank
(423) 926-3300
1907 N Roan Street
Johnson City, TN
 
Home America Mortgage Inc
(423) 282-8220
3119 Bristol Hwy
Johnson City, TN
 
Citizen Bank
(423) 952-2265
3028 Peoples St
Johnson City, TN
 
George Mason Mortgage LLC
(423) 722-0205
3121B Bristol Hwy
Johnson City, TN
 
United Capital Inc
(423) 952-0172
2809 East Oakland Avenue Ste 2
Johnson City, TN
 
First Horizon Home Loan Corporation
(423) 461-4070
1919 N Roan St
Johnson City, TN
 
Branch Banking And Trust Co
(423) 282-7916
203 Broyles St Fl 1
Johnson City, TN
 
Countrywide Home Loans Inc
(423) 952-2100
818 Sunset Dr - Suite 100
Johnson City, TN
 
Opinion Corner
People in Tennessee shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 30%
Other: 4%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 6%
I am living paycheck to paycheck: 40%
I have eliminated some of my expenses in order to keep my home: 6%
It has not affected me: 40%
Other: 6%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 73%
I own my home outright: 0%
I have no idea: 20%
Other: 6%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 42%
I have tried but have not been successful: 21%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 57%
Yes, they were slightly affected: 28%
Yes, they were significantly affected/drained: 14%
Source: Survey.com