Home Refinancing Johnston RI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Financial Dynamics Mortgage Corporation
(401) 464-4610
1549 Plainfield Pike
Johnston, RI
 
Aaa Southern New England Bank
(401) 868-2045
110 Royal Little Dr
Providence, RI
 
Metropolitan Mortgage Inc
(401) 785-2900
222 Reservoir Avenue
Providence, RI
 
Family Financial Group Inc
(401) 223-2300
626 Park Ave
Cranston, RI
 
Coastway Credit Union
(401) 455-3200
25 Lovell Avenue
Cranston, RI
 
Ne Moves Mortgage LLC
(401) 725-8880
1057 Mineral Spring Ave
North Providence, RI
 
Homestar Mortgage Inc
(401) 454-3300
220 Smith St
Providence, RI
 
Stateside Funding LLC
(401) 383-9249
667 Atwood Ave
Cranston, RI
 
Wells Fargo Bank Na
(401) 943-4630
201 Hillside Rd
Cranston, RI
 
Beacon Mortgage Services LLC
(401) 274-7555
310 Knollwood Ave
Cranston, RI
 
Opinion Corner
People in Rhode Island shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 50%
Rent: 30%
Other: 20%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 20%
I have eliminated some of my expenses in order to keep my home: 20%
It has not affected me: 60%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 40%
I have some equity in my home: 20%
I own my home outright: 0%
I have no idea: 20%
Other: 20%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 40%
I have tried but have not been successful: 20%
No: 40%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 40%
Yes, they were slightly affected: 20%
Yes, they were significantly affected/drained: 40%
Source: Survey.com