Home Refinancing Kahului HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Armanini Inc
(808) 877-8000
340 Hana Highway B
Kahului, HI
 
Gmac Mortgage LLC
(808) 871-9454
430 Koloa St Ste 410
Kahului, HI
 
Home123 Corporation
(808) 877-7400
285 W Kaahumanu Ave Ste 210
Kahului, HI
 
Central Pacific Homeloans
(808) 871-4488
33 Lono Ave Ste 200
Kahului, HI
 
Countrywide Home Loans Inc
(808) 872-2420
425 Koloa St Ste 103
Kahului, HI
 
First Horizon Home Loan Corporation
(808) 893-5100
270 Dairy Rd Ste 140
Kahului, HI
 
First Magnus Financial Corp
(808) 893-0995
33 Lono Ave Ste 310
Kahului, HI
 
Home Savings Mortgage
(808) 270-8830
77 Hookele St
Kahului, HI
 
Guild Mortgage Company
(808) 276-3327
33 Lono Ave Ste 230
Kahului, HI
 
U.s. Financial Mortgage Corporation
(808) 242-6800
1975 E Vineyard St Ste 303
Wailuku, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com