Home Refinancing Kaneohe HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(808) 263-4622
629 Kailua Road
Kailua, HI
 
Hawaii National Bank
(808) 528-7711
45 N King Street 3Rd Floor
Honolulu, HI
 
Mortgageit Inc
(808) 547-2310
55 Merchant St Ste 2810
Honolulu, HI
 
First Magnus Financial Corp
(808) 484-7999
98-211 Pali Momi St Ste 103
Aiea, HI
 
Hawaii Mortgage Resources LLC
(808) 526-2499
900 Fort Street Mall Ste 1718
Honolulu, HI
 
Citizens Mortgage Corp
(808) 678-1600
1101 N King Street
Honolulu, HI
 
House Of Finance
(808) 847-8493
1810 N King Street Suite A
Honolulu, HI
 
Colorado Federal Savings Bank
(808) 566-0505
201 Merchant Street Suite-1800
Honolulu, HI
 
Libertystreet Financial Group
(808) 485-8000
99-195 Ohekani Loop
Aiea, HI
 
Territorial Savings Bank
(808) 951-1400
1132 Bishop St Suite 2200
Honolulu, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com