Home Refinancing Kaneohe HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Gmac Mortgage LLC
(808) 263-4622
629 Kailua Road
Kailua, HI
 
Citizens Mortgage Corp
(808) 678-1600
1101 N King Street
Honolulu, HI
 
Gmac Mortgage LLC
(808) 585-6020
800 Fort Street Mall
Honolulu, HI
 
Financial Freedom Senior Funding Corp
(808) 368-6747
1431A Dominis St
Honolulu, HI
 
Desert Valley Mortgage
(808) 488-3385
98 - 1247 Kaahumanu St Ste 107
Aiea, HI
 
Hawaii National Bank
(808) 528-7711
45 N King Street 3Rd Floor
Honolulu, HI
 
House Of Finance
(808) 847-8493
1810 N King Street Suite A
Honolulu, HI
 
American Home Mortgage Corp
(808) 531-2000
737 Bishop St Ste 21102115
Honolulu, HI
 
Hawaiian Community Assets Inc
(808) 587-7886
900 Fort Street Mall Suite 930
Honolulu, HI
 
Territorial Savings Bank
(808) 951-1400
1132 Bishop St Suite 2200
Honolulu, HI
 
Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com