Home Refinancing Kapaa HI

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

U.s. Financial Mortgage Corporation
(808) 822-4423
4568 Kukui St
Kapaa, HI
 
Home123 Corporation
(808) 632-2224
4370 Kukui Grove St Ste 110
Lihue, HI
 
Mortgage House Inc
(800) 305-9731
5-4280 Kuhio Hwy # G204
Princeville, HI
 
U S Financial Mortgage Corporation
(808) 822-4423
4568 Kukui Street
KAPAA, HI
Services
Mortgage Brokers

Kauai Mortgage CO Inc
(808) 822-1167
4-1579 Kuhio Highway Suite 208
KAPAA, HI
Services
Mortgage Brokers

First Magnus Financial Corp
(808) 245-5118
3016 Umi St Ste 208
Lihue, HI
 
Guild Mortgage Company
(802) 245-2200
4370 Kukui Grove St Ste 201
Lihue, HI
 
Guild Mortgage Company
(808) 651-3210
4141 Lei O Papa Rd Apt 35
Princeville, HI
 
Foundation Mortgage LLC
(808) 823-8050
4-1565 Kuhio Hwy
KAPAA, HI
Services
Mortgage Brokers

Western Paradise Financial
(808) 823-0083
4-831 Kuhio Highway Ofc
KAPAA, HI
Services
Mortgage Brokers

Opinion Corner
People in Hawaii shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 40%
Rent: 60%
Other: 0%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 100%
I have eliminated some of my expenses in order to keep my home: 0%
It has not affected me: 0%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 50%
I have some equity in my home: 50%
I own my home outright: 0%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 50%
I have tried but have not been successful: 0%
No: 50%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 0%
Yes, they were slightly affected: 50%
Yes, they were significantly affected/drained: 50%
Source: Survey.com