Home Refinancing Kearney NE

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Kearney State Bank And Trust
(308) 236-5411
3015 Second Ave
Kearney, NE
 
Wells Fargo - Kearney Main
(308) 234-1818
21 W 21St St
Kearney, NE
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-02:00 PM
Sun Closed

Wells Fargo - 48Th Street
(308) 233-5619
4803 2Nd Ave
Kearney, NE
Type
Branch
Office Hours
Mon-Fri 08:00 AM-06:00 PM
Sat 08:00 AM-02:00 PM
Sun Closed

US Bank - Kearney - Downtown Office
(308) 237-2965
2203 1st Ave
Kearney, NE
Drive Up Hours
Mon 08:00 am to 05:30 pm
Tue 08:00 am to 05:30 pm
Wed 08:00 am to 05:30 pm
Thur 08:00 am to 05:30 pm
Fri 08:00 am to 05:30 pm

Geneva State Bank-Kearney Branch
(308) 236-6930
Kearney, NE
 
Platte Valley State Bank
(308) 234-2424
2223 Second Avenue
Kearney, NE
 
Commercial Federal Bank
(308) 234-4511
Kearney, NE
 
Vintage Title And Escrow Company
(308) 234-1998
3710 Central Avenue
Kearney, NE
 
Lewis Dee Trade Winds Capital
(308) 762-4444
1007 Dakota Avenue
KEARNEY, NE
Services
Mortgage Brokers

Charter West National Bank Mortgage Center
(308) 234-2220
Kearney, NE
 
Opinion Corner
People in Nebraska shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 66%
Rent: 16%
Other: 16%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 0%
I have had to downgrade my home: 0%
I am living paycheck to paycheck: 25%
I have eliminated some of my expenses in order to keep my home: 50%
It has not affected me: 25%
Other: 0%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 0%
I have some equity in my home: 75%
I own my home outright: 25%
I have no idea: 0%
Other: 0%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 66%
I have tried but have not been successful: 0%
No: 33%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 75%
Yes, they were slightly affected: 25%
Yes, they were significantly affected/drained: 0%
Source: Survey.com