Home Refinancing Key West FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

America's Mortgage Broker LLC
(305) 295-9501
807 Catherine St
Key West, FL
 
Property Management of Key West Inc
(305) 296-7744
1213 Truman Avenue
KEY WEST, FL
Services
Mortgage Brokers

1st Florida State Mortgage Corporation
(305) 296-1305
524 Eaton Street
KEY WEST, FL
Services
Mortgage Brokers

Citifinancial
(305) 296-8565
2800 North Roosevelt Boulevard
KEY WEST, FL
Services
Mortgage Brokers

Key Assets Inc
(305) 293-9423
22 Allamanda Avenue
KEY WEST, FL
Services
Mortgage Brokers

Realty Mortgage Corporation
(305) 293-9222
600 Whitehead St Ste 101
Key West, FL
 
Southernmost Insurance Agency
(305) 296-5052
1104 Truman Avenue Suite B
Key West, FL
 
Orien Bank Fl Keys
(305) 293-0004
1000 Kennedy Drive
Key West, FL
 
Southernmost Mortgage Company Inc
(305) 292-2000
529 United Street
KEY WEST, FL
Services
Mortgage Brokers

Alexander Realty Capital, Inc.
(305) 293-9222
Key West, FL
 
Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com