Home Refinancing Key West FL

Homeowners can apply for home refinancing, meaning they can get an entirely new mortgage on their home. This can be advantageous when mortgage interest rates fall below what they were when the original mortgage was taken out. This will result in lower payments and savings over the entire life of the loan. But homeowners must meet certain criteria before they can refinance; homeowners’ credit file will be reviewed, and a title report along with a report on liens on the property will be done, among other things, when the homeowner is going through the application process.

Realty Mortgage Corporation
(305) 293-9222
600 Whitehead St Ste 101
Key West, FL
 
Condella Financial Services
(305) 292-7554
3432 Duck Avenue
KEY WEST, FL
Services
Mortgage Brokers

Marine Bank Of The Florida Keys Residential Loans Commercial Len
(305) 292-3852
2514 North Roosevelt Boulevard
Key West, FL
 
First State Bank
(305) 296-8535
1201 Simonton Street
KEY WEST, FL
Services
Mortgage Brokers

Key Assets Inc
(305) 293-9423
22 Allamanda Avenue
KEY WEST, FL
Services
Mortgage Brokers

America's Mortgage Broker LLC
(305) 295-9501
807 Catherine St
Key West, FL
 
Alexander Realty Capital Inc.
(305) 293-9222
600 Whitehead St.
Key West, FL
 
Tib Bank Of The Keys Lower Keys Mortgage Department
(305) 293-8114
330 Whitehead Street
Key West, FL
 
Allied Mortgage Capital Corp
(305) 293-9616
1319 Newton Street Suite A
KEY WEST, FL
Services
Mortgage Brokers

Wells Fargo Home Mortgage
(305) 296-0521
500 East Broward Boulevard
KEY WEST, FL
Services
Mortgage Brokers

Opinion Corner
People in Florida shared their opinions about Home Mortgage
Do you own or rent a home?
Own: 65%
Rent: 27%
Other: 7%
The recent credit crisis seems to have affected everyone. How has it affected you?
I have lost my home: 12%
I have had to downgrade my home: 2%
I am living paycheck to paycheck: 26%
I have eliminated some of my expenses in order to keep my home: 23%
It has not affected me: 27%
Other: 7%
What is the value of your house in relation to your outstanding mortgage?
I am in the red: 31%
I have some equity in my home: 40%
I own my home outright: 14%
I have no idea: 11%
Other: 2%
Have you been able to take advantage of the lower interest rates and refinance your mortgage?
Yes: 33%
I have tried but have not been successful: 31%
No: 35%
Have your savings/retirement funds been affected?
No, haven’t touched my savings/retirement: 51%
Yes, they were slightly affected: 27%
Yes, they were significantly affected/drained: 21%
Source: Survey.com